Downton and Ali Associates
info@downtonandali.co.uk
020 3021 0075 or 020 3135 0246
It can be hard to define the point when two people become a couple, planning to be together for the years to come. When it does happen however it can be an appropriate time to make sure that all practicalities are addressed. This means ensuring that you and your...
As with any major reform to savings, pensions and investments, the recent government changes to annuities has been accompanied by a flurry of newspaper headlines, ranging from the alarming to the surreal. Deciding how you will fund your retirement is one of the...
The Inland Revenue has had some high-profile headlines of late. There was the case of the eBay trader who has been sentenced to prison for tax evasion. There are proposals to allow the Inland Revenue to reclaim unpaid taxes from ISAs. Now the Inland Revenue appears...
Whatever your child wants to do when they’re older, preparing a nest egg for them can be a great help when the time comes for them to spread their wings and fly the nest. As an added bonus, showing your child how to manage the family finances in order to create...
For people who lead busy lives, managing the family finances may be just one of many important jobs to do. Fortunately taking care of your personal wealth can take less time than you might think. Here’s a quick guide to what you need to do and how often. Once a year...
Watch our video on how you can make better financial decisions starting today.
As the Beatles pointed out in their 1964 hit “Can’t buy me love”, there are some things money can’t buy, at least not directly. Money can, however, influence happiness – if used wisely. Here are some tips on how using your personal wealth wisely can help to make you...
They say that when China sneezes, the rest of the world catches a cold. So when China suffered the financial equivalent of a massive heart attack at the beginning of the week, the world’s financial markets duly went into full-scale panic mode. But what does this mean...
It’s been a long, long six years since 2008, which for many of you might have been the last time you had an over inflation pay rise. For some people reading this blog, it might have been the last time you had a pay rise at all. Between 2010-2013 real wages overall...
The phrase “use it or lose it” is very relevant to ISAs. As of April 6th 2015 you have 366 days to save up to £15,240 in your ISA. Even though 2016 is a leap year, giving you an extra day to achieve this, it’s recommended to get off the starting blocks quickly. Let’s...