by Brian Downton | J, Aug, 2023 | blog, general
Traditionally, the value of financial advice has been measured by monetary results of investment performance and returns. Today, the cost of living crisis is causing many to re-evaluate the benefits of financial advice. These days, financial planning is about more...
by Brian Downton | J, Aug, 2023 | blog, general
The cost of living crisis has dominated the headlines since inflation began to creep up from historic lows in mid-2021. While the Covid pandemic began the inflationary increase, the situation was made worse by the war in Ukraine, which pushed up energy and food prices...
by Brian Downton | J, Apr, 2023 | blog, general, wealth-management
The new tax year on 6 April 2023 is a great time to review your finances. The new tax year means annual allowances are reset and ready to be reused – to help you make the most of your money. This year more than ever, with interest rates and inflation on the rise,...
by Brian Downton | J, Apr, 2023 | blog, general
Having ready cash on hand is an essential part of any successful financial plan. When investing, it’s important to hold an emergency fund. This readily available cash will mean you’re prepared to protect yourself against the unexpected and also plays a vital role in...
by Brian Downton | J, Mar, 2023 | blog, general
It’s a good idea to know how your investments are taxed when selling them. Here are some of the ways you can organise your assets to make them tax efficient. One of the worst things about earning money is that you have to pay tax. Whether it’s your salary or the...
by Brian Downton | J, Mar, 2023 | blog, general
The start of a new year is a great time to review your finances – whether it’s your savings and investments, mortgages or insurance policies. Higher interest rates and the rapid increase in the cost of living are likely to be affecting many areas of your finances. The...
by Brian Downton | J, Mar, 2023 | blog, general
ISA transfer rules can be confusing for savers. In this blog post, we will break down these rules and explain how they work. We will also discuss what you need to know before transferring your ISA to another provider. What is an ISA transfer? Moving your savings with...
by Brian Downton | J, Mar, 2023 | blog, general
With inflation at its highest level in 41 years and energy prices skyrocketing, the cost of living crisis has dominated headlines since inflation began to creep up from historic lows in mid-2021. Following such an extended period of price rises, you may be concerned...
