by Brian Downton | J, Jan, 2016 | blog, wealth-management
It’s hard to argue about the importance of saving for old age. Those still of working age need to look at how they are going to finance their later years. Those already retired need to think about getting the most out of their available finances. The exact rules...
by Brian Downton | J, Jan, 2016 | blog, wealth-management
One issue in the world of personal finance has dominated the headlines for months; the changes to Britain’s pensions industry that will have profound implications for savers and retirees for decades to come. Much of the focus of the reportage has been on the effects...
by Brian Downton | J, Jan, 2016 | blog, wealth-management
Some things are so easily lost. Car keys, mobile phone, wallet, or you entire financial future. At any given time a staggering five million people have lost track of their pension providers, like squirrels who bury acorns but forget where they put them. The result of...
by Brian Downton | J, Jan, 2016 | blog, wealth-management
In the UK today often people consistently put away too little money each month to fund the cost of their retirements. Too many people simply spend for today being unaware that tomorrow waits for nobody. Throughout the working lives for many of us the day on which we...
by Brian Downton | J, Jan, 2016 | blog, wealth-management
The film Jupiter Ascending is arguably a sci-fi version of Cinderella. Jupiter (Mila Kunis) lives a life of drudgery until she discovers her true destiny. The new state pension rules aim to save those planning for retirement from a life of penny-pinching. In short...
by Brian Downton | J, Jan, 2016 | blog, wealth-management
In the past year, due to pensions reform, the UK pensions market has undergone radical change and savers will have more autonomy and more choices now than ever before after 6th April 2015. Whilst this is undoubtedly a positive development for many, it also means that...
by Brian Downton | J, Jan, 2016 | blog, wealth-management
With the General Election now less than 100 days away, the contenders are throwing their economic hats into the ring. Although none of the 3 main parties has provided a manifesto as yet, they have all been giving their views on tax and spending and reducing the UK...
by Brian Downton | J, Jan, 2016 | blog, wealth-management
The Inland Revenue has had some high-profile headlines of late. There was the case of the eBay trader who has been sentenced to prison for tax evasion. There are proposals to allow the Inland Revenue to reclaim unpaid taxes from ISAs. Now the Inland Revenue appears...
