by Brian Downton | J, Feb, 2024 | blog, wealth-management
Investing in a Stocks and Shares Individual Savings Account (ISA) can be an excellent way of growing your wealth over the long term, providing the potential for higher returns compared to other forms of savings. This post aims to demystify stocks and shares ISAs,...
by Brian Downton | J, Feb, 2024 | blog, wealth-management
Whether investing for the first time or looking to improve your approach, a good place to start is with the people who do this for a living. Here are four techniques the professionals follow that could help you become a successful investor. Think Long Term History...
by Brian Downton | J, Jan, 2024 | blog, wealth-management
In the face of an economic downturn, many individuals are left questioning the wisdom of investing. The declining market values and financial uncertainties can make the investment landscape seem fraught with danger. However, building an investment portfolio during...
by Brian Downton | J, Apr, 2023 | blog, general, wealth-management
The new tax year on 6 April 2023 is a great time to review your finances. The new tax year means annual allowances are reset and ready to be reused – to help you make the most of your money. This year more than ever, with interest rates and inflation on the rise,...
by Brian Downton | J, Mar, 2023 | blog, wealth-management
Here’s a guide to your annual tax allowances, including ISAs, pension contributions and gifts – and why it’s important to make the most of them. At this time of year, one of the most beneficial things you can do for your money is to review your annual allowances. Make...
by Brian Downton | J, Feb, 2023 | blog, wealth-management
You are unable to carry any unused allowances over into the 2023-2024 tax year. If you are unsure on what ISAs are available to you and what they could do for you and your money, here’s how you can make the most of them. ISA An ISA is an individual savings account...
by Brian Downton | J, Feb, 2023 | blog, wealth-management
In the 2022 Autumn Budget, it was revealed that the Junior ISA (JISA) spending limits would remain at £9,000 for the 2023/2024 tax year. The JISA limit was last changed in early 2020, when it was doubled from £4,500 to its current level. JISA and CTFs both benefit...
by Brian Downton | J, Oct, 2022 | blog, mortgages, wealth-management
Taking Your First Steps Into Investing There is no right time to begin investing but there are some decisions to make that could affect your returns. If you are 7 years old and saving your pocket money for a PS5, 17 saving the money from your first job for a car, 27...
