by Brian Downton | J, Oct, 2018 | blog, wealth-management
The most popular markets among investors typically fall into one of two categories – developed or emerging. There’s no universal definition for either category, but MSCI, a research firm which provides many of the indices used by investment funds as benchmarks,...
by Brian Downton | J, Sep, 2018 | blog, wealth-management
Every commentator will have a different idea about which areas and which funds are the best bet and these varying opinions can cause confusion for anyone relying on their expertise. It’s also important to note that none of these talking heads will be privy to your...
by Brian Downton | J, Aug, 2018 | blog, wealth-management
The financial products and services we need to navigate through life will change with our circumstances. In the early years, our financial needs are likely to be more straightforward, getting increasingly complex as whatever your circumstances. 20 – 30’s: From...
by Brian Downton | J, Aug, 2018 | blog, wealth-management
According to a survey by Lloyds Bank, 45 percent of empty nesters have no plans to downsize, despite the potential windfall moving to a smaller place could create. For these empty nesters then, life seems pretty comfortable, but their new-found well-being could be at...
by Brian Downton | J, Mar, 2018 | blog, wealth-management
Much of the discussion and commentary around ISAs is positive, particularly comments that come from the government. However, is an ISA the best place to invest your hard-earned money? What interest can you expect to earn? Here’s what you need to know. What is an...
by Brian Downton | J, Mar, 2018 | blog, wealth-management
The original use of the term ‘nest-egg’ comes from an artificial egg being put into a nest to induce a hen to lay. These days we often refer to our hard-earned savings as our nest-egg, and the recent rise in the ISA allowance gives additional incentive to...
by Brian Downton | J, Feb, 2018 | blog, wealth-management
Keeping your investments close to home may have its advantages, but only by looking globally can you be sure you’re making the most of diversification. Imagine mealtimes without choice; your culinary options limited only to British food. No stir-fries, no fajitas, no...
by Brian Downton | J, Feb, 2018 | blog, wealth-management
The Junior Individual Savings Account (ISA) was introduced in 2011, 12 years after the launch of the original ISA in 1999, which recently celebrated its 18th birthday. In a nutshell, the Junior ISA is a long-term, tax-free savings account for children. It effectively...
