by Brian Downton | J, Jan, 2016 | blog, general
As the Beatles pointed out in their 1964 hit “Can’t buy me love”, there are some things money can’t buy, at least not directly. Money can, however, influence happiness – if used wisely. Here are some tips on how using your personal wealth wisely can help to make you...
by Brian Downton | J, Jan, 2016 | blog, general
They say that when China sneezes, the rest of the world catches a cold. So when China suffered the financial equivalent of a massive heart attack at the beginning of the week, the world’s financial markets duly went into full-scale panic mode. But what does this mean...
by Brian Downton | J, Nov, 2015 | Charity Blog
What a day that was! We were supposed to cycle 83km today but this year’s Cycle Challenge happens to be taking place one week after the county lodges close for the season and this means we need to cycle another 25km to reach a lodge that will be open. We ended up...
by Brian Downton | J, Oct, 2015 | blog, general
It’s been a long, long six years since 2008, which for many of you might have been the last time you had an over inflation pay rise. For some people reading this blog, it might have been the last time you had a pay rise at all. Between 2010-2013 real wages overall...
by Brian Downton | J, Oct, 2015 | blog, wealth-management
The phrase “use it or lose it” is very relevant to ISAs. As of April 6th 2015 you have 366 days to save up to £15,240 in your ISA. Even though 2016 is a leap year, giving you an extra day to achieve this, it’s recommended to get off the starting blocks quickly. Let’s...
by Brian Downton | J, Sep, 2014 | blog, mortgages
In the past few months the clouds have parted, the gloom has lifted, and Britain is booming. Unemployment is down, investment over the past three years is up, and all is well. The recession is over and no one needs to worry about anything. The relentless upbeat...