Downton and Ali Associates
info@downtonandali.co.uk
020 3021 0075 or 020 3135 0246
Employer pensions can accumulate as we change jobs, and it’s easy to lose track of how much each one contains. We explore what you need to know if you’re thinking about consolidating your pensions. When you leave a job, it’s easy to forget about the workplace pension...
We all know we need to save for retirement, don’t we? But we also know it’s not always that easy to find the spare cash required to do so, especially amid a global pandemic. Research studies, though, typically show that many retirees wish they’d saved on a more...
Did you know that the State Pension age (SPA) increased to 66 for both men and women in October 2020 and it’s set to rise further? Knowing your SPA, together with how much you can expect to receive, is an important part of your retirement plan that is often...
Has the pandemic caused you to worry more than usual about your finances? Well, you’re not alone… With 47% of respondents to a global survey stating they are less well-off now compared to before the pandemic and 24% worried about job security, it’s clear that the...
Father’s Day is a chance for fathers, dads, daddies, stepdads, and all the honorary dads out there to feel the love, especially after the year we have had. Father figures are often relied upon to protect the family and keep everyone safe from harm, and it isn’t always...
Nudge theory was popularized in 2008 by behavioural economist Richard Thaler and legal scholar Cass Sunstein. In simple terms it is about making it easier for people to make a certain decision that is ultimately in their own self-interest. Day-to-day In the short term...
As we slowly emerge blinking into the sunlight from winter, and, cautiously from lockdown (data permitting), there is a feeling of new beginnings all around. There’s lots of reasons to be hopeful, with light at the end of, for what has been for many, an exceptionally...
Throughout our lives, it is highly likely we will need to take financial decisions that can have a major impact on our wealth, such as taking out the right pension plan, or investing wisely for the future. Over the years, research has produced some interesting...
Are we working from home? Or living at work? With so many of us struggling to find the right balance, we took a look at how you can manage your working life, and set up your home to maximise productivity and relaxation. A few weeks ago, we attended the Mortgage and...
Nowadays, more than ever, it is important to show our loved ones just how much we appreciate them. On Mother’s Day this year, as we reflect on the last 12 months, you may wish to show your appreciation and demonstrate your love and affection for your Mum, Grandma,...