by Brian Downton | J, Aug, 2018 | blog, wealth-management
The financial products and services we need to navigate through life will change with our circumstances. In the early years, our financial needs are likely to be more straightforward, getting increasingly complex as whatever your circumstances. 20 – 30’s: From...
by Brian Downton | J, Aug, 2018 | blog, wealth-management
According to a survey by Lloyds Bank, 45 percent of empty nesters have no plans to downsize, despite the potential windfall moving to a smaller place could create. For these empty nesters then, life seems pretty comfortable, but their new-found well-being could be at...
by Brian Downton | J, Aug, 2018 | Budget
The first half of 2018 had no shortage of political tussles and diplomatic standoffs to deliberate on. Here, we consider some of the big economic events across the globe that have kept us busy, including incidents that have come completely from leftfield. UK Brexit...
by Brian Downton | J, Jul, 2018 | blog, corporate, Pensions
It’s reasonable to suggest that auto enrolment has been a major success story. In fact, more than 1 million employers and 9 million employees have made pension saving a part of everyday life since its introduction in 2012. 6 April 2018 saw the second phase in the...
by Brian Downton | J, Jul, 2018 | blog, general
If you’re a resident of the UK, chances are you’re covered for free healthcare from the government. However, you will find yourself limited to NHS facilities, which can include long wait times, work against your schedule, and not cover certain specialists. Private...
by Brian Downton | J, Jul, 2018 | blog, corporate
Business Protection is a crucial element in a company’s financial future, but how many have cover in place? According to a study from Legal & General, 53% of the UK’s small businesses think they would cease trading in less than a year, should a key employee die or...
by Brian Downton | J, Jul, 2018 | Charity Blog
I competed in Ironman Austria on 1st July 2018 and finished in good time. It was without doubt, one of my greatest achievements. The Ironman Triathlon was a gruelling 2.4 mile swim, 112 mile cycle ride and a full 26.2 mile marathon and I was extremely proud to take...
by Brian Downton | J, Jul, 2018 | blog, protection
How many times have you heard the phrase “It won’t happen to me” when it comes to the chances of suffering a serious illness? Unfortunately, given that 1 in 2 people born after 1960 in the UK will be diagnosed with some form of cancer during their lifetime we should...