by Brian Downton | J, Oct, 2016 | Charity Blog
Today started at 7am for breakfast and then a warm up by our yoga expert Sanjay, who took us through some moves. On the bikes and the first 4km was tarmac and downhill, but the hills soon rose in front of us. A very quiet day for falls today, with Guy taking out...
by Brian Downton | J, Oct, 2016 | Charity Blog
The toughest day so far. We woke up to a brilliant view and breakfast at our wonderful hotel, which was a Namo Buddha resort – all vegetarian and the best breakfast so far! We started with a quick ride to the monastery near the hotel and then had a big climb up...
by Brian Downton | J, Oct, 2016 | Charity Blog
The day started with a spectacular view of the sunrise from our rooms, but unfortunately, we could not see Everest today. Breakfast first and then the warm up, provided by Cat, who had us all stretching. Guy seemed to think he was at a Disco – more on Guy later....
by Brian Downton | J, Oct, 2016 | Charity Blog
After a full day travelling we arrived in Kathmandu, Nepal and checked into our hotel for the first night. We were too late to set up our bikes on Saturday, so this was left until Sunday morning until just before the first days ride. Saturday evening’s meal was...
by Brian Downton | J, Oct, 2016 | blog, protection
Shared Parental Leave (SPL) was introduced in April 2015, effectively granting fathers the same rights as mothers in the first 12 months following birth or adoption. SPL – the basics The new laws offer flexibility over when and how parents wish to share their leave....
by Brian Downton | J, Oct, 2016 | blog, mortgages
European legislation introduced in March 2016 created a new category of Buy to Let lending: Consumer Buy to Let. Its principal aim is to distinguish borrowers who become landlords by accident and therefore require consumer protection, from experienced landlords...
by Brian Downton | J, Sep, 2016 | blog, protection
It’s official: Raising a child is now more expensive than buying the average house. Average price of a semi-detached house in the UK = £219,255. Cost of raising a child to age 21 in the UK = £231,843. You’ve insured your home, but how do you go about insuring your...
by Brian Downton | J, Sep, 2016 | blog, protection
Most of us wouldn’t think twice about protecting our home, car, TV or smart phone – we even insure our holidays and pets. But there’s one aspect of protection that too few of us consider – what happens to our homes and our livelihoods in the event we have an...